Ladera Ranch Manufacturing Insurance

 

Bearbower Insurance Services, LLC Your Ladera Ranch Manufacturing Insurance Expert



 

Typical Manufacturing Coverage Summary

Property Coverages

Typical BOP Basic Package Limits

Typical BOP Enhanced  Limits
Business Personal Property (BPP) Min. $25,000 Min. $25,000
Business Income 18 months - actual loss sustained 18 months - actual loss sustained
Business Income 72 Hour Buyback Premier only Included
Accounts Receivable $5,000* $25,000*
Back-up of Sewers or Drains Optional $10,000*
Brands and Labels Premier only Included
Claims Expense Control $1,000 $5,000
Combined Building and Personal Property Limit Maximum of $10,000,000 per location Maximum of $10,000,000 per location
Computer Equipment $5,000* $25,000*
Crime Conviction Reward $5,000 $10,000
Customers Property at Replacement Cost N/A $10,000
Debris Removal $10,000* $10,000*
Equipment Breakdown N/A Included
Fire Department Service Charge $1,000 $5,000
Fire Extinguisher Recharge $2,500 $5,000
Increased Cost of Construction $5,000 $5,000
Lock Replacement Coverage $100/$5,000 $100/$5,000
Newly Acquired Buildings $250,000 $500,000
Newly Acquired BPP $100,000 $250,000
Outdoor Signs $2,500* $25,000*
Personal Property Off-Premises $5,000* (over $100,000 SFA) $25,000*(over $100,000 SFA)
Pollutant Cleanup > $10,000* $10,000*
Premises Boundary 100 feet 1,000 feet
Preservation of Property 30 days 60 days
Seasonal Automatic Increase – BBP 25% 25%
Spoilage / Temperature Change Premier only $25,000*
Tenants Glass Optional Actual Loss
Theft Limitation – Bullion/Precious Metals $2,500 $10,000
Theft Limitation Patterns & Dies $2,500 BPP Limit
Trees, Shrubs & Plants $500/$2,500* $500/$2,500*
Utility Services – Time Element Premier only $10,000*
Valuable Papers and Records $5,000* $25,000*

Crime Coverages

Basic Package Limits

Enhanced Package Limits
Employee Dishonesty $5,000* $10,000*
Money and Securities - Inside/Outside $5,000/$5,000* $10,000/$10,000*
Forgery and Alteration $2,500 $10,000
Money Orders & Counterfeit Paper Currency $1,000 $10,000


Let the Bearbower Insurance Services, LLC help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Manufacturing Insurance policy holders.